Last updated: 19 September 2026
This Payment Policy explains how payments are handled for orders placed with Ravoro Limited, trading as Ziamore ("Ziamore", "we", "us") on ziamore-online.com.
1. Accepted payment methods
We accept Visa, Mastercard, American Express, Maestro, Discover, UnionPay, Apple Pay, Google Pay, Shop Pay and PayPal, as shown at checkout. Availability of some methods depends on your country and device.
2. Security
Payments are processed by Shopify Payments and PayPal, both PCI-DSS Level 1 certified. Our checkout is protected by SSL/TLS encryption. Ravoro Limited never sees or stores your full card number; card data is handled entirely by the payment processor.
3. Currency and pricing
Prices are displayed in the currency of the market you are shopping in (for example USD, EUR, GBP, CAD or AUD) and you are charged in that currency. If your card is issued in a different currency, your bank sets the exchange rate and may apply a foreign transaction fee, which is outside our control.
4. When you are charged
Your payment method is authorized when you place the order and captured when the order is confirmed. If we cancel an order, or an item is unavailable, the amount is released or refunded to the same payment method. Authorizations that are not captured are released automatically by your bank, usually within 5 to 7 business days.
5. Taxes
Applicable sales tax, VAT or GST is calculated and shown at checkout before you confirm your order. For international orders all import duties and taxes are included in the price (Delivered Duty Paid). See our Shipping Policy.
6. Discount codes and gift cards
Only one discount code can be used per order unless stated otherwise. Discount codes cannot be applied after an order is placed and cannot be exchanged for cash. Gift cards are non-refundable.
7. Fraud prevention
To protect you and us, orders are screened for fraud. We may contact you to verify your identity or billing details before shipping, and we reserve the right to cancel any order that cannot be verified. Any payment captured for a cancelled order is refunded in full.
8. Declined payments
If your payment is declined, check that your card details and billing address match your bank's records, or try another payment method. If the problem persists, contact your bank; declines are made by the card issuer, not by Ziamore.
9. Receipts and invoices
An order confirmation is emailed to you as soon as payment succeeds and serves as your receipt. If you need a formal invoice, email info@ziamore-online.com with your order number.
10. Refunds
Refunds are always returned to the original payment method. Processing times are set out in our Return & Refund Policy.
11. Contact
Ravoro Limited
Flat B01, 2/F, Kin Tak Fung Industrial Building, 174 Wai Yip Street, Kwun Tong, Hong Kong
Company number: 75901796
Email: info@ziamore-online.com
Contact form: ziamore-online.com/pages/contact
Customer service: Monday to Friday, 9:00 am to 5:00 pm (CET, Brussels)